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AI Scam Text Examples and Warnings

November 9, 2025
AI scamstext examplesSMS fraud

AI Scam Text Examples and Warnings

AI enables perfect grammar, personalization, and contextual awareness. Use our Scam Text Analyzer tool to identify patterns.

Real Examples

Bank Fraud Alert

"Account ending in 4782 suspended. Verify identity immediately: [link]"

Government Impersonation

"SSA Notice: Social Security number suspended. Call immediately."

Delivery Scam

"FedEx: Package requires $3.97 additional fee. Pay now: [link]"

Family Emergency

"Hi Grandma, this is Jake. I'm in trouble and need $2,000. Don't tell Mom." See Voice Scam Risk

Prize Scam

"Congratulations! You've won $5,000 in the Walmart Sweepstakes."

Job Offer

"Remote position processing payments for $4,500/month. No experience needed." See Identity Safety Guide

What to Do

Report AI Fraud to StopAiFraud.com →

Visit Safety Tools for more resources.

🛡️ Support the SAF Mission

These free tools are powered by community support. Help us protect more people from AI scams—every donation funds educational materials, fraud detection tools, and awareness programs.

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Frequently Asked Questions

Q: What is a text message scam?

A: A text message scam (also called smishing) is a fraudulent SMS or text message designed to trick you into providing personal information, clicking malicious links, or sending money. Scammers often impersonate banks, government agencies, delivery services, or family members to create urgency and manipulate victims.

Q: How can I tell if a text is a scam?

A: Look for red flags including unexpected urgency, requests for personal information, threats of consequences, suspicious links, generic greetings, poor grammar, unfamiliar sender numbers, and requests for unusual payment methods like gift cards or wire transfers. When in doubt, verify the sender through official channels before responding.

Q: What should I do if I receive a suspicious text?

A: Do not respond, click any links, or call numbers provided in the message. Verify the sender by looking up the organization's official contact information independently. Forward suspicious texts to 7726 (SPAM) to report to your carrier. Document the message with screenshots and report it to the FTC at ReportFraud.ftc.gov.

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